Wyoming Medicaid Asset Limits

Last updated: August 21, 2026 Jurisdiction: Wyoming

Wyoming uses SSI-based resource rules for long-term care

Wyoming’s Medicaid eligibility rule says that resources may not exceed the SSI resource limits for the applicable aged, blind, or disabled long-term-care groups. For 2026, the Social Security Administration states the SSI resource limits are $2,000 for an individual and $3,000 for a couple. Wyoming’s own program page also displays a $2,000 individual resource limit and a $3,000 couple limit where both members apply. These are starting standards, not a substitute for classifying a particular home, account, trust, vehicle, annuity, or jointly owned asset (Wyoming Medicaid Chapter 18; SSA 2026 SSI resource standards; Wyoming Medicaid eligibility page).

Wyoming is an income-cap state for the relevant institutional and CCW pathways. The Department says those applicants must have income at or below 300% of the Federal Benefit Rate; Wyoming’s 2026 SSI table shows the individual FBR is $994 per month, making the published 300% standard $2,982 per month. Chapter 18 authorizes a qualifying income trust with the required Medicaid payback and other state conditions, so an above-cap case should be reviewed for a valid trust rather than assumed to qualify through an ordinary spend-down (Wyoming institutional eligibility; Wyoming SSI standard table; Wyoming income-trust rule).

Home equity and the community spouse

Wyoming Statute 42-2-405 says an applicant is ineligible for long-term-care services if the applicant’s equity interest in the home exceeds $500,000, directs an annual CPI-U adjustment beginning July 2011, and states an exception where a spouse or specified minor, blind, or disabled child lawfully resides in the home. The located official sources did not provide the Department’s current 2026 adjusted dollar amount. That is an important reason not to substitute a general federal range or an old consumer article for a Wyoming-specific calculation (Wyoming Statutes, W.S. 42-2-405).

For a married applicant, Wyoming statute protects the noninstitutionalized spouse’s resources up to the maximum authorized under the federal spousal-impoverishment law. CMS’s 2026 standard chart lists a maximum Community Spouse Resource Allowance of $162,660 and a minimum of $32,532. The actual allowance depends on the couple’s resources and assessment facts; it is not the same as the basic $3,000 SSI couple standard (Wyoming Statutes, W.S. 42-4-106; CMS 2026 spousal-impoverishment standards).

Use the correct long-term-care analysis

Chapter 18 distinguishes resources, income, institutional patient contribution, and trust rules. It also says a home is an excluded resource under the rule’s definition, subject to the related institutional and intent-to-return-home provisions. Initial asset treatment, the statutory home-equity ceiling, an income trust, a transfer penalty, and a later estate-recovery claim are separate questions with different rules (Wyoming Chapter 18 resource and trust rules; Wyoming home-equity statute).

2026 Wyoming starting figures: $2,000 individual resources; $3,000 basic couple resources; $2,982 monthly 300%-of-FBR income standard; and a $162,660 maximum federal CSRA used by Wyoming’s spousal rule. Confirm the annually adjusted Wyoming home-equity number directly before filing (SSA 2026 SSI standards; CMS 2026 standards).

For the wider framework, see Medicaid (Baseline). A Wyoming elder-law professional should review statements, deeds, liens, trusts, and the applicable assessment date before assets are retitled or spent.

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Wyoming uses SSI-based resource rules for long-term care

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