Louisiana Medicaid Asset Limits

Last updated: August 21, 2026 Jurisdiction: Louisiana

Louisiana's basic 2026 LTC resource limits

LDH's January 2026 LTC/HCBS chart lists a $2,000 resource limit for an individual and $3,000 for a couple. The same limits appear in Louisiana's non-MAGI resource policy for SSI-related applicants, but the classification and availability of a particular asset must still be determined under the manual (LDH Z-700, January 2026; LDH I-1630 resource policy).

LDH's consumer explanation says resources include cash and property that can be converted to cash for support and maintenance, and gives examples such as bank accounts, investment interests, life insurance, real estate, annuities, and trusts. It also says that some resources usually do not count, including home property, one vehicle, and certain life insurance, but a family's exact ownership and exemption facts control (LDH long-term-care FAQ).

Income, home equity, and the community spouse

For 2026, the individual SIL is $2,982 monthly. LDH directs workers to compare gross income before deductions with the SIL in the institutional LTC framework, while LDH's public long-term-care page describes a medically needy spend-down alternative for qualifying people above three times the SSI federal benefit rate (LDH Z-700, January 2026; LDH long-term-care FAQ).

LDH's home-equity chart sets the 2026 equity amount at $752,000. That number is an equity limit, not a conclusion that every home is countable; it should be read with the agency's home and resource-exclusion rules and the facts about occupancy, spouse, child, and property interests (LDH Z-2300 home-equity limits).

For married applicants, LDH's spousal-impoverishment policy allows an allocation of the couple's countable resources to a community spouse in a noninstitutional setting. The newest located LDH Z-800 table is dated June 4, 2025 and lists a $157,920 spousal-resource standard for admissions from January 1 through December 31, 2025; it instructs readers to use the table and permits a higher court-ordered support amount in the circumstances described by policy (LDH Z-800, issued June 2025; LDH I-1660 spousal-resource policy).

Use the current table, not a stale figure

LDH's accessible Z-800 table located for this page still reports the 2025 spousal-resource standard rather than a 2026 amount. It is included as the most recent directly verifiable Louisiana figure located, not as a representation of the applicable 2026 allowance. Confirm the live LDH table before moving assets, completing an assessment, or calculating a community-spouse allocation.

2026 verified figures: $2,000 individual resources, $3,000 couple resources, $2,982 individual SIL, and $752,000 home equity. The located LDH community-spouse table is a 2025 table and must be refreshed before use.

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Louisiana's basic 2026 LTC resource limits

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