District of Columbia Medicaid Asset Limits — FundingDependency.com

Published 2026 District resource limits

For District long-term-care Medicaid, DHCF’s January 2026 page lists countable-resource limits of $4,000 for one person and $6,000 for a married couple. It identifies potential resources broadly, including cash, bank accounts, stocks, bonds, trusts, annuities, property, and life insurance. The same page names exclusions: the value of the home, one vehicle, and ordinary home and personal goods. Whether a particular asset is countable can depend on access, ownership, and the governing program rule, so an item’s label alone does not decide the outcome (DHCF Long-Term Care overview).

The income route matters alongside resources. DHCF lists the 2026 Special Income Standard at $2,982 per month, 300% of the SSI federal benefit rate. Its Spend Down group uses the same $4,000/$6,000 resource figures and a 2026 medically needy income level of $856.90 for an individual or $902 for a household of two or more. The long-term-care spend-down period runs six months after the obligation is met, so an income problem and a resource problem are separate questions (DHCF Long-Term Care overview).

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