Medicaid planning

60 months Medicaid's look-back period for asset transfers in most states

That's why advance planning works best years ahead

When someone applies for Medicaid long-term care, the state reviews every asset transfer made in the previous five years, 60 months in most states. Gifts made inside that window can trigger a penalty period with no coverage.

That's why advance Medicaid planning, done with an elder law attorney, works best years before care is needed. Started early, it can protect a meaningful share of savings legally.

Source: FundingDependency.com Advance Medicaid Planning pillar

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